Our Services - Meridian Medicare Advisors

Medicare can be complicated, but choosing the right coverage doesn't have to be. We offer personalized advisory services across all Medicare options, ensuring you understand your choices and feel confident in your decisions.

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Medicare Advantage Plans (Part C)

Medicare Advantage plans bundle your hospital insurance (Part A), medical insurance (Part B), and often prescription drug coverage (Part D) into a single plan—usually with added benefits like dental, vision, and hearing coverage.

We help you compare Medicare Advantage plans available in your area, evaluating costs, provider networks, prescription coverage, and extra benefits to find the plan that matches your needs.

Compare plans from multiple carriers
Analyze total out-of-pocket costs
Verify your doctors are in-network
Understand prescription drug coverage
Review extra benefits like gym memberships and telehealth

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Prescription Drug Coverage (Part D)

If you're on Original Medicare or a Medicare Advantage plan without drug coverage, a standalone Part D plan helps pay for your medications. With dozens of plans available, choosing the right one can save you hundreds—or even thousands—of dollars each year.

We analyze your current medications against available Part D plans to find the one that offers the best coverage at the lowest cost, including premiums, deductibles, and copays.

Input your medications for accurate cost comparisons
Identify preferred pharmacy networks
Understand coverage gaps (the "donut hole")
Find plans with the lowest total annual costs
Plan for medication changes throughout the year

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Medicare Supplement Plans (Medigap)

Medicare Supplement Insurance (Medigap) works alongside Original Medicare to cover out-of-pocket costs like copayments, coinsurance, and deductibles. These standardized plans offer predictable coverage and the freedom to see any doctor that accepts Medicare.

We help you understand which Medigap plan letter (A, B, F, G, N, etc.) best fits your health needs and budget, and we compare pricing across multiple insurance carriers.

Explain differences between Medigap plan letters
Compare rates from top-rated insurance companies
Understand guaranteed issue rights
Calculate potential out-of-pocket savings
Guide you through underwriting if required

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Medicare Enrollment Assistance

Enrolling in Medicare has strict deadlines and specific rules. Missing your Initial Enrollment Period or Annual Election Period can result in penalties or coverage gaps. We make sure you enroll on time, with the right coverage, and without mistakes.

Whether you're turning 65, retiring, or already on Medicare and looking to make changes, we guide you through the entire enrollment process step by step.

Identify your enrollment periods and deadlines
Complete applications accurately and on time
Coordinate with Social Security if needed
Avoid late enrollment penalties
Transition smoothly from employer coverage

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Annual Coverage Review

Medicare plans change every year—premiums, benefits, drug formularies, and provider networks can all shift during Annual Election Period (October 15 – December 7). What worked last year might not be the best option this year.

We offer annual reviews to make sure your current plan still meets your needs, or help you switch to a better option if your circumstances or plan benefits have changed.

Review changes to your current plan
Compare against updated plan options
Check if your doctors are still in-network
Verify your medications are still covered
Identify cost-saving opportunities

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How We Work With You

Initial Consultation

We listen to your health needs, budget, current coverage, and concerns to understand your unique situation.

Plan Analysis

We research and compare plans available in your area, analyzing costs, benefits, and coverage details.

Clear Recommendations

We present your options in plain language, explaining pros and cons so you can make an informed choice.

Enrollment Support

We handle the paperwork and enrollment process, ensuring everything is completed accurately and on time.

Ongoing Assistance

We're here for you year-round to answer questions, resolve issues, and review your coverage annually.

Medicare Advisory Services